Launching a New Era of Community Development

We all live in a neighborhood. Many of us belong to neighborhood associations. For the most part, they collect annual dues, hold occasional meetings, plant flowers in the common areas and make sure your neighbor doesn’t do something to his or her property that violates association codes.

In the early- to mid-1970s, a new type of neighborhood organization began to develop. The founders of these groups aimed not only at physical improvement but to alter the future course and character of the community they served.

One of the earliest and most active of such organizations in Kansas City was the 49/63 Neighborhood Coalition. The area organized by the Coalition spans both sides of Troost, from 49th to 63rd and Oak Street to Paseo.

During the two decades prior to the mid-70s, neighborhoods to the east of Troost Avenue had repeatedly seen housing maintenance and values drop and whites rapidly abandon their neighborhoods upon entrance of African American families. By the time the transition was complete, the housing was usually in a poor state of repair.

Creative-thinking resident leaders of the 49/63 Coalition were convinced that a stable, racially diverse community could be achieved. Their vision gained support and, in 1974, led to the establishment of NHS as an independent, not-for-profit Community Development Corporation. The new organization formed a partnership with the City of Kansas City, Missouri, and, shortly thereafter, invited corporate investors to participate.

The resulting public/private partnership involved city government expenditures for housing inspections and capital improvements, lender commitments to make loans in the area, plus private contributions for a rehabilitation loan fund. Kansas City businesses and foundations provided capital for the loan fund to assist homeowners unable to qualify for conventional loans.

“It’s good to have a group like NHS, with an umbrella mission that works with a lot of different neighborhoods rather than one such as neighborhood associations did,” says former NHS Board Chair and long-time 49/63 resident Dwight Carlson. “NHS is close enough to know what’s going on in the neighborhoods, but far enough away to have a little more vision.”

Building a Legacy of Public-Private Partnership

Recognizing that decline or improvement in one neighborhood has a direct effect on nearby neighborhoods, NHS has expanded over the past three decades beyond the 49/63 neighborhood to include Center City, Hyde Park (north and south), Manheim Park, Squier Park, Longfellow and Beacon Hill. These neighborhoods cross many of the racial, economic and cultural divides of Kansas City.

Today, NHS is a 501-C-3 nonprofit public charity that collaborates with city, state and federal agencies as a:

  • Community Development Corporation (CDC) and a Community Housing Development Organization (CDHO) with the City of Kansas City, Missouri, and the U.S. Department of Housing and Urban Development,
  • NeighborWorks Organization (NWO) with the Neighborhood Reinvestment Corporation, and
  • An affiliate of the Local Initiatives Support Corporation.

NHS also depends on private investors, including banks and insurance companies.

“State Farm is a long-standing investor in NHS,” says State Farm Fire Team Manager Lawrence V. Bivins, “because they provide a basic yet very important life necessity that represents a vital part of what makes America a great country. NHS provides an opportunity to those who are less fortunate to gain access to quality affordable housing.”

For companies like State Farm, supporting NHS is an opportunity not only to help people own and improve their homes but to realize the benefits that healthy communities with strong housing markets bring to their bottom line.

NHS’ progress in achieving its mission is reflected in the growth of financial and technical support of investors, both public and private, whose confidence in NHS has been enhanced by the outcomes of a three-year strategic plan adopted in October 2001. Under the plan, NHS coordinated $12.6 million in housing stock revitalization and residential investment, with the multiplier effect resulting in nearly $22 million in benefits to targeted neighborhoods.

NHS INVESTORS AND ALLIANCES

American Family Insurance
Bank Midwest
Capitol Federal Savings
City of Kansas City, Missouri
Country Club Bank
Ewing Marion Kauffman Foundation
First Federal Bank
James B. Nutter & Company
Kansas City Life Insurance Company
Kansas City Power & Light
Local Initiatives Support Corporation
Missouri Bank & Trust Company of Kansas City
Neighborhood Reinvestment Corporation
Shelter Insurance
State Farm Insurance
Tension Envelope Foundation
Union Bank
US Bank

“NHS has proven that it is a durable public/private partnership capable of fostering renewed interest and investment in Kansas City’s oldest neighborhoods.” Carlton Fowler, 2004 NHS Board Chair and Manheim Park Neighborhood leader.

Changing Lives with Bricks and Mortar

Very few tangible aspects of our lives mean more than our homes. They are our shelter, our refuge, our backdrop for memories of love and friendship.

One of the oldest CDCs in Kansas City, Missouri, and the only one that offers a full range of mortgage loan services and products. NHS has changed thousands of lives by assisting families with housing needs, from minor home improvement financing to comprehensive direct mortgage loan assistance for purchase, purchase with rehabilitation, and refinancing with rehabilitation.

Over three decades, the results of these efforts, representing $35.2 million in new direct capital investment, are plain to see in 899 units developed or redeveloped by NHS, including:

  • 118 new or rehabilitated single-family homes
  • 466 units of owner-occupied rehabilitation
  • 147 home purchase loans
  • 127 minor home repairs
  • 41 multi-family rental units

OUR MISSION

To revitalize and maintain designated urban neighborhoods as vibrant areas that attract residents who value DIVERSITY, HISTORIC ARCHITECTURE, SECURITY and COMMUNITY.

Much has changed about NHS over the years, but much has remained the same. NHS prides itself as a hard-working, no-nonsense organization that currently focuses on four core strategies with three fundamental values:

Strategies

  • Housing Stock Revitalization
  • Mortgage Banking Services
  • Community Organizing
  • Commercial Revitalization

Values

  • Inclusive to all Ethnic and Economic Backgrounds
  • Quality Housing that is Affordable for all Income Levels
  • Interaction with Mutual Respect

 

NHS PROGRAMS AND SERVICES

  • Mortgage loans for home purchase or renovation
  • Mortgage loans for home refinancing and renovation
  • Loans for exterior home improvement
  • Home buyer education and mortgage consultation
  • Construction of new homes for sale
  • Renovation of existing homes for resale
  • Multi-family asset development and management
  • Neighborhood assistance programs

 

 

Squier Park Townhomes

Making a Difference on the Street

“People who live in affordable, decent housing take care of their property and teach similar values to their children.” Emanuel Cleaver, Former Mayor of Kansas City, Missouri.

Squier Park Townhomes
Squier Park, a $1.5 million town house development (pictured above), was the first of its kind in the Troost area when then Mayor Emanuel Cleaver unlocked the 16-unit complex and gave the keys to the new tenants in June 1992. Developed by NHS, Squier Park Townhomes was financed by local businesses, grants and private investors.

Paseo Boulevard Historic Restoration Project
Almost 40 new single-family homes, neatly trimmed yards and ongoing renovations of older houses on the Paseo made NHS a winner of the Kansas City Economic Development Corporation 2003 Cornerstone Award for Housing Excellence. “Thank mortgage banker James B. Nutter, Sr., who has put more than $150,000 into a program to bring new houses to the Paseo, and NHS for much of the positive development,” wrote Kansas City Star columnist Yael Abouhalkah. “Nutter and NHS have tackled this revitalization project with the right plan: Tear down the unsalvageable and build new houses – and do it over and over again in a concentrated area.”

Parkway Redevelopment Plan
Manheim Park, Squier Park and Center City will see groundbreaking on a 40-unit, $7 million multi-family development in 2005 with potential for more than $30 million in residential redevelopment under the Parkway Redevelopment Plan initiated by NHS in 2003.

NHS Paseo East Mortgage Company
NHS expanded mortgage banking operations in 2004 east of its targeted neighborhoods, bringing its first mortgage loan products to the area served by another CDC, Swope Community Builders.

Community Organizing
From crime watch and neighborhood cleanups to code violations, curbs and sidewalks, NHS builds neighborhoods’ “social capital” by helping residents achieve goals for improving their streets and communities. These efforts are enhanced by the KC Building Blocks program, where NHS provides free exterior paint to homeowners and The City of Kansas City awards income-eligible grants for minor home repairs, barrier removal or weatherization. NHS also supports community projects, such as flower and tree-planting, smoke detector installation drives and scholarships to deserving high school seniors.

Faces in the Neighborhood

Diane and Jim Keech
“Without a low interest rate, we would have been unable to make these improvements to our home. NHS gave us a great deal, and now we’re able to get all these great things done to our house.” Diane and Jim Keech obtained a refinancing with rehabilitation loan from NHS in 2004, as well as a subsequent exterior home improvement loan for their home at 37th and Tracy. Attracted to the neighborhood by its cultural diversity, architectural interest and affordable homes, the Keeches knew, after ten years, that the renovations would be necessary to maintain their home’s value.

Erma and Raymond Davis Sr.
“I grew up in the city. I love the inner city. I believe in giving back, so by staying here, I give back.” Mr. Davis, a 49/63 Coalition member, heard that NHS might give him a “good deal” on a home renovation loan so he checked it out. NHS is one of the few lenders that offer a rehab product with their loans.

Frazier and Jewel Taylor
“The biggest difference was just that they simplified the home buying process for us.” The Taylors purchased a NHS home on the Paseo and obtained their financing through NHS.

Diane and Jim Keech

Erma and Raymond Davis, Jr.

Jewel Taylor and her children